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Financial verbiage, in many cases, are used interchangeably to communicate an idea. However, each of these terms has a different objective, timeline and related products to implement a financial goal.  An individual should first decide what their objective is. 

Collect - to gather or accumulate a group of related objects, especially as a hobby.

  • Hobby - an activity or interest pursued for pleasure or relaxation and not as a main occupation.

Hedge - a means of protecting oneself from financial loss.

  • Inflation - is a sustained increase in the general price level of goods and services in an economy over a period of time. When the price level rises, each unit of currency buys few goods and services.

Invest - to commit money for financial return in the form of income or to appreciate in the future. 

  • Capital Appreciation - the difference between the purchase price (cost) and fair market value (if higher than cost) when liquidated.

Numismatics - of or relating to, or consisting of coins, medals, paper money, etc.